ParentsCare is not just a health policy, but peace of mind for your loved ones. For the first time in Pakistan, ParentsCare Insurance has been introduced by Jubilee General Insurance, giving nationwide access to 400+ hospitals in the coverage of comprehensive healthcare insurance, specifically for adults.
ParentsCare Insurance makes care easy, saves time, and eliminates the expense of medical visits. Your parents deserve the financial security and personalized support that you can give them. So keep on exploring all the details you require to get your parents insured for ParentsCare Insurance by Jubilee Insurance.
Parentscare Insurance by Jubilee General Insurance
Parentcare Insurance, with the indication of its name, is a first-of-its-kind health insurance plan in Pakistan brought up by the Jubilee General Insurance Company. This insurance plan is specifically designed for individuals aged 45 to 65 years.
This Jubilee medical insurance holder receives comprehensive and essential healthcare coverage in this plan, whether it’s for your spouse, parents, or parent-in-law. This plan offers the convenience of policy renewals up to the age of 70. Focusing on affordability and readability, this plan has been tailored to meet the unique healthcare needs of older adults, offering peace of mind and access to quality care.
Why choose the Parentscare Insurance Plan?
The parentscare insurance plan was brought up by the Jubilee General Insurance Company, targeting the old adults specifically. The Parentscare Insurance Plan is designed to provide top-notch healthcare and financial security to the policyholders. This plan ensures that your parents are receiving the comprehensive care they require with financial coverage.
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ParentsCare Insurance Plans:
Discover a variety of ParentsCare Insurance Plans tailored to meet your family’s needs. Select the ideal coverage for your parent’s health, well-being, and safety.
- Parentscare Silver Insurance Plan
- Parentscare Gold Insurance Plan
- Parentscare Platinum Insurance Plan
- Parentscare Titanium Insurance Plan
- Parentscare Titanium Plus Insurance Plan
Coverage and Features Provided Under Parentscare Insurance:
The policyholder can expect a wide range of coverage options that cater to the healthcare needs of the family members. Some of the key features of ParentsCare Insurance include the following:
- Inpatient Coverage: Hospitalization expenses, surgeries, and treatments are all covered under the ParentsCare Insurance plan for older people.
- Outpatient Services: the required doctor consultations and minor treatments are also included under this policy.
- Maternity Benefits: Medical expenses related to maternity are provided for eligible members under this policy.
- Emergency Services: Emergencies and critical care services are provided.
- Annual Health Checkups: This insurance policy helps in preventing healthcare measures and screenings.
- ICU/Operation Theatre Charges: Actual costs of ICU and operation theatre are covered.
- Pre-hospitalization expenses: It will be covered for 30 days before admission.
- Post-Hospitalization Expenses: After the discharge of the individual, this will remain covered for 30 days.
- Post-Hospitalization Nursing Care: An amount of Rs. 20,000 will be covered for conditions like stroke or fracture annually.
- Day-Care Procedures: Coverage for dialysis, cataract surgery, MRI, CT scans, and more will be provided.
- Pre-existing Conditions Coverage: Starts at 10% of the annual limit in year 1, and increases to 50% by year 4.
- International Medical Second Opinion (MSO): The policyholder will have access to global expert opinions.
- Online Doctor Consultations: The required medical consultation will be available through Sehat Kahani.
What benefits can you receive by Parentscare Insurance by Jubilee Insurance?
Explore the outstanding advantages of ParentsCare Insurance from Jubilee Insurance. With comprehensive coverage and the reassurance you need, Jubilee General Insurance ensures your family is well protected.
- Medical facility at +400 hospitals nationwide: Jubilee General Insurance Company is in collaboration with more than 400 hospitals; hence, the policyholder can enjoy medical facilitation at any collaborated, reliable hospital.
- 24/7 medical facility: The policyholder can take advantage of the mentioned features at any given time across the clock.
- Personalized health card for policyholders: Each policyholder will be provided with a personalized health card for medical facilities.
- Savings on outpatient services: You can enjoy discounts on specific centers, including labs and pharmacies.
- Medical consultation via Medicare: The policyholders of this Jubilee health insurance can enjoy international medical consultations from reputed medical experts with the help of Medicare.
- Unlimited online doctor consultations: Whenever required, the policyholder can enjoy unlimited online doctor consultations.
1. Parentscare Silver Insurance Benefit Plan:
Coverages | Amount/ Covered |
Hospital expense benefits (Limit per person/per year) | Rs. 200,000 |
Room rent | Semi-Private |
ICU / Operation Theatre charges | Actual |
Ambulance – per Hospitalization / per policy | 3000 |
Pre Hospitalization | 30 days |
Post Hospitalization | 30 days |
Post Hospitalization – Nursing Care Benefit: PKR 20,000/Year | Payable once a year only |
Day-Care Procedures & Specialized Investigations in outpatient setting including but not limited to: Dialysis, Cataract Surgery, MRI, CT Scan, Endoscopy, Thallium Scan, Angiography, and Treatment of Fracture. | Covered |
Pre Existing Conditions & Congenital Anomalies Coverage | 1 st year 10% of Annual Limit 2 nd year 20% of Annual Limit 3 rd year 30% of Annual Limit 4 th year & onward 50% of Annual Limit |
International Medical Second Opinion (MSO) Benefit | Covered |
Online Doctor Consultation through our partner ‘Sehat Kahani’ | Covered |
2. Parentscare Gold Insurance Benefit Plan:
Coverages | Amount/Status |
Hospital expense benefits (Limit per person/per year) | Rs. 300,000 |
Room rent | Private |
ICU / Operation Theatre charges | Actual |
Ambulance – per Hospitalization / per policy | 3000 |
Pre Hospitalization | 30 days |
Post Hospitalization | 30 days |
Post Hospitalization – Nursing Care Benefit: PKR 20,000/Year | Payable once a year only |
Day-Care Procedures & Specialized Investigations in outpatient setting including but not limited to: Dialysis, Cataract Surgery, MRI, CT Scan, Endoscopy, Thallium Scan, Angiography, and Treatment of Fracture. | Covered |
Pre Existing Conditions & Congenital Anomalies Coverage | 1 st year 10% of Annual Limit 2 nd year 20% of Annual Limit 3 rd year 30% of Annual Limit 4 th year & onward 50% of Annual Limit |
International Medical Second Opinion(MSO) Benefit | Covered |
Online Doctor Consultation through our partner ‘Sehat Kahani’ | Covered |
3. Parentscare Platinum Insurance Benefit Plan:
Coverages | Amount/Status |
Hospital expense benefits (Limit per person/per year) | Rs. 500,000 |
Room rent | Private |
ICU / Operation Theatre charges | Actual |
Ambulance – per Hospitalization / per policy | 3000 |
Pre Hospitalization | 30 days |
Post Hospitalization | 30 days |
Post Hospitalization – Nursing Care Benefit: PKR 20,000/Year | Payable once a year only |
Day-Care Procedures & Specialized Investigations in outpatient setting including but not limited to: Dialysis, Cataract Surgery, MRI, CT Scan, Endoscopy, Thallium Scan, Angiography, and Treatment of Fracture. | Covered |
Pre Existing Conditions & Congenital Anomalies Coverage | 1 st year 10% of Annual Limit 2 nd year 20% of Annual Limit 3 rd year 30% of Annual Limit 4 th year & onward 50% of Annual Limit |
International Medical Second Opinion(MSO) Benefit | Covered |
Online Doctor Consultation through our partner ‘Sehat Kahani’ | Covered |
4. Prentscare Titanium Insurance Benefit Plan:
Coverages | Amount/Status |
Hospital expense benefits (Limit per person/per year) | Rs.700,000 |
Room rent | Private |
ICU / Operation Theatre charges | Actual |
Ambulance – per Hospitalization / per policy | 3000 |
Pre Hospitalization | 30 days |
Post Hospitalization | 30 days |
Post Hospitalization – Nursing Care Benefit: PKR 20,000/Year | Payable once a year only |
Day-Care Procedures & Specialized Investigations in outpatient setting including but not limited to: Dialysis, Cataract Surgery, MRI, CT Scan, Endoscopy, Thallium Scan, Angiography, and Treatment of Fracture. | Covered |
Pre Existing Conditions & Congenital Anomalies Coverage | 1 st year 10% of Annual Limit 2 nd year 20% of Annual Limit 3 rd year 30% of Annual Limit 4 th year & onward 50% of Annual Limit |
International Medical Second Opinion(MSO) Benefit | Covered |
Online Doctor Consultation through our partner ‘Sehat Kahani’ | Covered |
5. Parentscare Titanium Plus Insurance Benefit Plan:
Coverages | Amount/Status |
Hospital expense benefits (Limit per person/per year) | Rs.1,000,000 |
Room rent | Private |
ICU / Operation Theatre charges | Actual |
Ambulance – per Hospitalization / per policy | 3000 |
Pre Hospitalization | 30 days |
Post Hospitalization | 30 days |
Post Hospitalization – Nursing Care Benefit: PKR 20,000/Year | Payable once a year only |
Day-Care Procedures & Specialized Investigations in outpatient setting including but not limited to: Dialysis, Cataract Surgery, MRI, CT Scan, Endoscopy, Thallium Scan, Angiography, and Treatment of Fracture. | Covered |
Pre Existing Conditions & Congenital Anomalies Coverage | 1 st year 10% of Annual Limit 2 nd year 20% of Annual Limit 3 rd year 30% of Annual Limit 4 th year & onward 50% of Annual Limit |
International Medical Second Opinion(MSO) Benefit | Covered |
Online Doctor Consultation through our partner ‘Sehat Kahani’ | Covered |
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Eligibility Criteria of ParentsCare Insurance by Jubilee General Insurance:
To assess your eligibility for this healthcare insurance plan, carefully read the eligibility criteria outlined by Jubilee General Insurance. If the applicant falls under this criteria, then consider yourself eligible for this insurance plan.
- Entry age for the Parentscare Insurance plan: The age limit of the individual must be under 45-65 years.
- Yearly renewal of policy: Parentscare policy can be renewed till age of 70 years.
- Switching of Plans: The insurance policyholder can shift the plan only at the renewal.
- Waiting Period: The waiting period for Parentscare Insurance is 60 days.
- Geographical Location: This insurance policy plan stays insured under the region of the country, Pakistan.
- Premium: The premium will depend on the age of the insurance holder.
- COVID-19 Exclusion: Individuals above the age of 18 and more who aren’t vaccinated are not covered for COVID-19 expenses.
ParentsCare Insurance Premium by Jubilee General Insurance:
Once you have selected a suitable Parentscare Insurance plan, then continue reading to find details of the Parentscare Insurance Premium details of each tailored plan designed in the Parentscare Insurance.
1. Parentscare Silver Insurance Premium:
Parentscare Silver Insurance Plan | ||
New Entry | Sum Insured of Rs. 200,000 | |
45 | 50 | 22,800 |
51 | 55 | 28,060 |
56 | 60 | 30,890 |
61 | 65 | 34,560 |
Renewal age |
| |
66 | 70 | 38,110 |
2. Parentscare Gold Insurance Premium:
Parentscare Gold Insurance Plan | ||
New Entry | Sum Insured of Rs. 300,000 | |
45 | 50 | 37,450 |
51 | 55 | 40,260 |
56 | 60 | 46,680 |
61 | 65 | 50,760 |
Renewal age |
| |
66 | 70 | 52,830 |
3. Parentscare Platinum Insurance Premium:
Parentscare Paltinum Insurance Plan | ||
New Entry | Sum Insured of Rs. 500,000 | |
45 | 50 | 63,000 |
51 | 55 | 69,360 |
56 | 60 | 78,845 |
61 | 65 | 89,540 |
Renewal age |
| |
66 | 70 | 100,450 |
4. Parentscare Titanium Insurance Premium:
Parentscare Titanium Insurance Plan | ||
New Entry | Sum Insured of Rs. 700,000 | |
45 | 50 | 93,390 |
51 | 55 | 99,800 |
56 | 60 | 112,460 |
61 | 65 | 132,960 |
Renewal age |
| |
66 | 70 | 160,020 |
5. Parentscare Titanium Plus Insurance Premium:
Parentscare Titanium Plus Insurance Plan | ||
New Entry | Sum Insured of Rs. 1,000,000 | |
45 | 50 | 107,365 |
51 | 55 | 114,635 |
56 | 60 | 129,330 |
61 | 65 | 152,760 |
Renewal age |
| |
66 | 70 | 183,300 |
Exclusions from the Parentscare Insurance Plan:
A policyholder of the ParentsCare Insurance plan can enjoy numerous perks holding any of the given policies, although there are some exclusions the policyholder should look after, including the following:
- Pre-existing conditions: The benefits included in the ParentsCare Insurance policy will not be included for pre-existing conditions.
- Accidental Injuries: Any expense occurring in the first 60 days will not be covered.
- Non-panel hospitalization: Non-panel hospitalization services will not be covered.
- Special medical treatment: Special treatments, including cosmetic, aesthetic, and related ones, will not be included.
- HIV/AIDS: Diseases such as HIV/AIDS will not be covered.
- Fertility or sterilization-related treatment: Treatment such as fertilization or sterilization won’t be included.
- Neuro-related treatment: Psychiatric treatment will not be offered under this insurance policy.
- Cost of hearing devices: The cost of hearing and related devices is not included.
- Outpatient expenses: In the Parentscare Insurance plan, outpatient expenses are not involved.
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How to buy a ParentsCare insurance plan by Jubilee Gne Insurance?
Looking for a method to secure insurance for your parents? Discover the easiest way to secure your Parentscare insurance plans by Jubilee Insurance Company and protect your loved ones.
Method 1: Buy Parentscare Insurance Plan Online:
You can purchase your insurance plan from the comfort of your home. Jump on to the Jubilee General Insurance website, compare different plans, and fill out your application within a few clicks by using the given procedure.
Step 1: Visit the Jubilee General Insurance web portal.
Step 2: Find the ‘Parentscare’ Insurance Plan.
Step 3: Now choose the suitable Parentscare plan.
Step 4: Click the ‘Buy Now’ button.
Step 5: Now fill in the general information, including:
- Full name
- Date of Birth
- Your Mobile number
- Email address
Step 6: Choose ‘ I would like to ensure’ from the options.
Step 7: Click the ‘Select Plan’ button.
Step 8: Select the plan.
Step 9: Fill in the required insurance-related information, including:
- Your full name
- Your CNIC
- The issuance date of CNIC
- Select the gender
- Add your residential address
- Select from the ‘referred by’ options.
- Add your occupation
Step 10: Add in the beneficiary details, including:
- Your name
- Select your relationship
- Add your mobile number
- Add CNIC
- Add CNIC issuance date
Step 11: Click “Continue” once completed.
Step 12: Insert details for the billing method and select the suitable billing method.
Step 13: Confirm the details and select a payment method.
Step 14: Hit the ‘Complete order’ button.
Method 2: Buy a Parentscare Insurance Plan by visiting Jubilee General Insurance:
Do you prefer in-person assistance? Go to the nearest Jubilee Insurance branch, consult with a representative of Jubilee Insurnace Company, and receive the right of the plan recommendations that suit as per your requirements.
Step 1: Find the nearest Jubilee General Insurance Company.
Step 2: Submit your query to the company’s representative.
Step 3: Provide the necessary details and documents. (if required).
Step 4: Enter the billing & payment information.
Step 5: Complete the billing procedure.
Step 6: Your parents will be insured by Parentscare Insurance Plans.
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Frequently Asked Questions
Can I buy Jubilee Health Insurance online?
Yes, an individual can buy any of the plans of Jubilee Health Insurance using the hassle-free online method.
Is there any insurance plan designed specifically for women?
Yes, an individual can buy any of the plans of Jubilee Health Insurance using the hassle-free online method.
Can I insure my family using this healthcare insurance?
Yes, you can insure your family with healthcare insurance, although to obtain family insurance, you can check the coverage details of the Familycare Insurance plans by the Jubilee General Insurance Company.
Conclusion
The ParentsCare Insurance Plan from Jubilee General Insurance covers all healthcare needs, making it a comprehensive, affordable solution that is tailored to fit you and your parents. ParentsCare provides multiple insurance plans with wide insurance coverage to choose from; you know your loved ones are getting the best medical coverage they can get. By buying this insurance plan, you don’t need to worry about your parents’ healthcare needs. Therefore, use the digital approach or visit Jubilee Insurance’s office in person to get your Parents insured for this insurance and provide them with the care they need.
