The juggling of work and home leaves women neglecting their health. In Pakistan, many women have experienced serious health consequences by neglecting their health; the rate of breast cancer is rising in the country. To address this issue, the Hercare Insurance Plan was introduced by the Jubilee General Insurance Company.
With the extensive coverage of the Hercare Insurance Plan, women in the community can have peace of mind, knowing they are medically and financially protected if they are faced with critical illness. So don’t wait until it’s too late! Make your health a top priority with Hercare Insurance plans. Read on to explore the benefits and tailored Hercare insurance plans that make it an ideal choice.
Hercare Insurance Plan by Jubilee General Insurance
Jubilee Insurance Company has tailored a unique healthcare insurance plan specifically for women in the community, named the ‘Hercare Healthy Insurance Plan.’ This insurance plan is designed to bring ease to women’s lives who overlook their own health needs while handling their homes and careers. Overlooking your health has led to many serious consequences in women, such as breast and ovarian cancer.
Recognizing this issue, Jubilee Insurance Company has introduced a critical illness policy, ‘Hercare.’ Hercare Insurance Policy by Jubilee Insurance Company provides a lump sum payout equal to the chosen sum assured if the insured is diagnosed with any of the eight specified critical illnesses during the policy term.
What is Covered Under Hercare Insurance Plan for Women’s Health Conditions?
Hercare Insurance under Jubilee Health Insurance focuses on the diagnoses that significantly impact women, including the following:
- Breast cancer
- Ovaries cancer
- Cervical Cancer
- Burns
- Paralysis or Multi-trauma
- Fallopian Tube Cancer
- Uterine or Endometrial Cancer
- Vaginal Cancer
Hercare Insurance Plan under Jubilee Health Insurance helps with the provision of financial assistance during challenging times for women, ensuring women the support they need in the community.
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Why should you apply for a Hercare Insurance plan?
This insurance plan was brought up targeting specifically women; its a commitment to women’s health and financial well-being. Hercare Insurance plans are designed specifically to address the unique healthcare challenges women face during the maintenance of their homes and careers.
With extensive coverage plans, Hercare oath to bring peace of mind and ease in women’s lives. Whether it’s protection against critical illness or needing professional medical advice, this plan ensures that women are empowered to prioritize their health without financial stress.
Key features of the Hercare Insurance by the Jubilee General Insurance:
Hercare Insurance by Jubilee General Insurance provides many different benefits to women in the community, which helps in bringing betterment in their health and life. Continue reading to explore what features Hercare Insurance Plans hold.
- Exclusive women-focused policy: Hercare Insurance plan is specifically designed for health challenges commonly faced by women.
- Protection from critical illness: This policy covers eight major illnesses, including breast cancer, ovarian cancer, and cervical cancer.
- Lump Sum Payout: Hercare offers a fixed sum assured upon diagnosis of any covered critical illness.
- No Medical Tests Required: The enrollment process has been simplified with no pre-enrollment medical checkups.
- Flexible Coverage Options: Women choose from various coverage amounts to suit their specific needs.
- Affordable Premiums: Cost-effective plans are designed to fit different budgets.
- Age Limit Flexibility: The entry of the Hercare Insurance plan is finalized between 18–50 years.
- Renewal of the Policy: The renewal availability of the policy is at the age of 60.
- Comprehensive Policy Period: The policy coverage remains active throughout the policy tenure.
Hercare Insurance Plans by Jubilee General Insurance
Hercare Insurance plan provides three executive flexible insurance plans, including the following:
- Hercare Gold Insurance Plan under Jubilee Health Insurance
- Hercare Diamond Insurance Plan under Jubilee Health Insurance
- Hercare Platinum Insurance Plan under Jubilee Health Insurance
Read on to learn why the Hercare Insurance policy is the ideal choice for you and what coverage is provided under each insurance plan of Hercare Insurance by Jubilee Insurance.
- Comprehensive Coverage: This plan provides support for eight common conditions that affect women, including breast and ovarian cancer.
- Congenital Disability Benefit: It supports mothers during vital times and provides 50 percent of the sum assured for specified congenital disability in the newborn.
- No Medical Tests Required: A hassle-free application process with no pre-enrollment medical checkups involved.
- Flexible and Affordable Plans: With budget-friendly premiums, it offers Gold, Diamond, and Platinum options.
- 24/7 Medical Hotline: Very swift access to specialist medical advice or assistance.
- Unlimited Online Consultations: You will receive access to general physicians and specialists through convenient consultations on any Sehat Kahani platform.
- Outpatient Discounts: Exclusive savings on pharmacy and lab services at some outlets.
- MediGuide Second Opinion: Opinions of experts for the management of complex medical problems to help with informed decision-making.
- Long-Term Coverage: Extended protection available up to age 60 with annual policy renewals.
- Customized Health Card: An individual can receive a personalized health card for seamless facilitation.
- Outpatient Service Discounts: You can save on pharmacy and lab services at selected outlets with exclusive discounts.
What is the Eligibility Criteria for Hercare Insurance by Jubilee Insurance?
To determine whether or not you are eligible for this Jubilee healthcare insurance plan, carefully look into the mentioned eligibility criteria by the Jubilee Insurance Company, which are as follows:
- Entry age for the Haircare Insurance plan: The age limit of the individual must be under 18-50 years.
- Yearly renewal of policy: Hercare policy can be renewed yearly until the age of the policyholder turns 60.
- Waiting Period: Up to the first 90 days of the policy are not covered for the diagnosed critical illnesses. Re-renewals aren’t affected by this one.
- Pre-Existing Conditions: There are no benefits for any pre-existing conditions.
- Survival Period: If the insured is diagnosed with a critical illness, they must survive for 30 days to claim the benefit.
- Single Claim Policy: Once the claim is paid under the policy, then the coverage for that insured person ends, and the policy cannot be renewed.
- Premium Variation: Premium rates vary by the age of the insured and the plan chosen.
- COVID-19 Exclusion: Individuals above the age of 18 and more who aren’t vaccinated are not covered for COVID-19 expenses.
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Premium plans for Hercare Insurance Plan:
Each of the policy plans offered by the Hercare Insurance Policy provides different numbers of benefits; the pricing of each policy plan is allocated below. Read the pricing carefully before making the final selection; this will help you choose the best financially suitable plan for you.
1. Hercare Gold Insurance Premium Plan:
Hercare Gold Insurance Premium Plan | ||
Age Band | Sum Insured of Rs. 500,000 | |
18 | 35 | 3,000 |
36 | 40 | 4,320 |
41 | 45 | 6,360 |
46 | 50 | 10,380 |
Renewal age |
| |
51 | 55 | 19,320 |
56 | 60 | 29,880 |
2. Hercare Diamond Insurance Premium Plan:
Hercare Gold Insurance Premium Plan | ||
Age Band | Sum Insured of Rs. 7500,000 | |
18 | 35 | 4,680 |
36 | 40 | 6,960 |
41 | 45 | 10,380 |
46 | 50 | 17,100 |
Renewal age |
| |
51 | 55 | 28,080 |
56 | 60 | 43,560 |
3. Hercare Platinum Insurance Premium Plan:
Hercare Gold Insurance Premium Plan | ||
Age Band | Sum Insured of Rs. 1,000,000 | |
18 | 35 | 5,340 |
36 | 40 | 8,040 |
41 | 45 | 12,120 |
46 | 50 | 20,100 |
Renewal age |
| |
51 | 55 | 33,120 |
56 | 60 | 51,600 |
Exclusions from the Hercare Insurance Plan:
With the provision of many Jubilee healthcare insurance benefits offered by the Hercare Insurance Policy, there is a limitation on the offered plans; they include the following:
- Pre-existing Conditions: Before the start of the Hercare Insurance plans, any sickness, disease, injury, or related symptoms diagnosed or treated will not be covered.
- Self-Inflicted Injury: Such injuries that the insurance holder intentionally causes will not receive any medical treatment or advice.
- HIV/AIDS: No coverage for HIV/AIDS or related conditions is included in these plans.
- Radiation Burns: Injuries that are caused by the radiation will not be covered.
- Death Within 30 Days of Diagnosis: If the death of the policyholder occurs within 30 days of being diagnosed with a critical illness, then it will not be covered.
- Drug Misuse: This policy excludes for willful misuse of drugs.
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How to buy a Hercare insurance by Jubilee General Insurance?
Have you made the selection of the most suitable Hercare Insurance plan for you and are planning to buy one? Don’t worry; we will provide you with the step-by-step procedure of how you can apply for the Hercare Insurance plan using two digital approaches.
Method 1: Buy Hercare Insurance in Pakistan online:
Save yourself from the hassle of physically visiting the Jubilee General Insurance company and apply for the Haircare Insurance Policy online using this digitalized method. Read on to get insured by this policy from the comfort of your home.
Step 1: Visit the Jubilee General Insurance web portal.
Step 2: Navigate to the ‘Hercare’ Insurance Plan.
Step 3: Select the suitable Hercare Insurance Plan.
Step 4: Press the ‘Buy Now’ button.
Step 5: Fill in the general information, including the following:
- Full name
- Date of Birth
- Your Mobile number
- Email address
Step 6: Select ‘I would like to ensure’ from the given options.
Step 7: Hit the ‘select plan’ button.
Step 8: Select the plan.
Step 9: Fill in the required insurance-related information, including:
- Your full name
- Your CNIC
- The issuance date of CNIC
- Select the gender
- Add your residential address
- Select from the ‘referred by’ options.
- Add your occupation
Step 10: Then add in the benedictory details, including:
- Your name
- Select your relationship
- Add your mobile number
- Add CNIC
- Add CNIC issuance date
Step 11: Once entered, then press the “Continue” button.
Step 12: Lastly, clear the billing and confirmation process.
Step 13: Add the required details.
Step 14: You will be insured for using this insurance policy.
Method 2: Buy Hercare Insurance Plan by visiting Jubilee Insurance Company:
If you are having doubts or require consultation, then this method would work best for you. By physically visiting the Jubilee General Insurance Company, you can get the Hercare Insurance plan by following the given procedure; additionally, you will receive the required consultation.
Step 1: Visit the nearest Jubilee General Insurance Company.
Step 2: Locate to the Jubilee General Insurance company
Step 3: Provide the necessary details for the insurance policy document.
Step 4: Provide the necessary documents (if required).
Step 5: Provide the billing & payment information.
Step 6: Clear the billing and payment procedure.
Step 7: You will be insured to enjoy the benefits of Hercare Insurance Plans.
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Frequently Asked Questions
Can I access information on my policy online?
Yes, any Jubilee insurance holder can check the status of their insurance application using the online portal. Additionally, you can access the details on your policy online using the Jubilee Insurance Company web portal.
How can I check my insurance application status?
You can check your insurance application status either by using the web portal or by using the Jubilee app.
Can I insure my family using this healthcare insurance?
Yes, you can insure your family with healthcare insurance, although to obtain family insurance, you can check the coverage details of the Familycare Insurance plans by the Jubilee General Insurance Company.
Conclusion
The Hercare Insurance Plan by Jubilee Insurance Company guarantees providing a comprehensive healthcare solution that is built for women’s respective unique health needs. The HerCare Insurance plan emphasizes financial support during critical illnesses like breast and ovarian cancer. With no medical tests needed for enrollment, flexible coverage options, and affordable premiums, it is a convenient and easy way for women to gain peace of mind about their health. No matter which plan you choose, the Gold, Diamond, or Platinum plan, Hercare provides continuous support, so it is an investment in your long-term health and well-being. Hercare Insurance, prioritize your health today and secure your future with tailor-made protection and expert medical assistance.
